Terms of use
Plain terms for a free calculator. The important one is that estimates are estimates.
Effective 18 August 2026
1. Agreement
By using https://inhandcalculator.in you accept these terms. If you do not, please do not use the site. The site is operated by Divya Akash Dutta.
2. What the site provides
Free, browser-based calculators and explanatory content about Indian salary structures, payroll deductions and take-home pay. It is provided for general information.
3. Not professional advice
Nothing here is tax, legal, accounting, investment or financial advice, and using the site does not create a professional relationship. Results are estimates produced from the assumptions shown on screen. For advice about your own circumstances, consult a qualified professional. See the full disclaimer.
4. Accuracy
Considerable care goes into keeping the calculations correct: rules are researched from primary sources, the engine has an automated test suite, and the methodology and sources are published. Even so, tax rules change, sources can be misread, and no salary calculator can model every employer's structure.
The site is provided "as is", without warranty of any kind, express or implied, including as to accuracy, completeness, fitness for a particular purpose or uninterrupted availability.
5. Your responsibility
You are responsible for how you use the results. Do not treat an estimate from this site as the basis for accepting a job, taking on a financial commitment, or filing a return without checking it against your actual payslip, your employer's payroll and, where it matters, a professional.
6. Limitation of liability
To the fullest extent permitted by law, Divya Akash Dutta is not liable for any loss or damage, including lost income, lost opportunity, or consequential loss, arising from your use of, or reliance on, this site or its calculations.
7. Intellectual property
The content, design and code of this site belong to Divya Akash Dutta unless stated otherwise. You may read it, print it, share links to it, and quote from it with attribution. You may not republish it wholesale or present it as your own.
Tax rates, statutory provisions and other government figures are facts and are not claimed as anyone's property.
8. Acceptable use
Please do not attempt to disrupt the site, scrape it at a volume that degrades it for others, or use it to break the law. Beyond that, use it as much as you like. It is a static site, and normal use costs us nothing.
9. External links
Links to government and other external sites are provided for verification. We do not control them and are not responsible for their content or availability.
10. Changes
These terms may be updated. The effective date above will change when they are. Continuing to use the site after a change means you accept the revised terms.
11. Governing law
These terms are governed by the laws of India, and the courts of India have jurisdiction over any dispute arising from them.
12. Contact
13. A note on this draft
These terms were drafted for this site rather than copied from elsewhere, but they have not been reviewed by a lawyer.